It's time to Talk Money in York

Now is the perfect time to take control of your finances in 2025.

York Talk Money is back from Monday 7 July to Friday 18 July—and it’s here to help you make the most of your money.

Thousands of people in York are missing out on benefits and financial support they’re entitled to. With the cost of living still high, it’s more important than ever to make sure your finances are in the best possible shape.

Ask yourself:

Are you missing out on financial support?
Are you spending more than you need to on everyday essentials?

Financial fitness—or financial wellbeing—is about feeling confident and in control of your money. It means having the knowledge and tools to manage your finances day-to-day, and to handle both planned and unexpected events.

Here are some simple steps you can take to boost your financial fitness:

You can use an independent, free and anonymous benefits calculator to check what financial support you could be entitled to at www.york.gov.uk/BenefitsCalculator

Check out www.york.gov.uk/benefits to find out about local support schemes.

If you’re over State Pension age and on a low income, check if you can get Pension Credit. Pension Credit can also help with housing costs such as ground rent or service charges. You might get extra help too, if you’re a carer, are disabled, or responsible for a child or young person.
Find out more at www.gov.uk/pension-credit

If you have children make sure you’re not missing out on help with childcare, school meals and more at

www.york.gov.uk/free-school-meals/eligibility-free-school-meals
www.raiseyork.co.uk/childcare-search

www.raiseyork.co.uk/young-people/money-matters

Energy bills

1. Check you are on the cheapest tariff
You should check with your gas/electricity supplier to make sure you are on the cheapest tariff available for you. Some suppliers have tariff's for people on a low income.

Contact your energy supplier to make sure you are on the cheapest tariff available and see how much you can save.

2. See if you would be better off with a different provider. Use an accredited price comparison website to find and compare energy tariffs:

Check if you can save on your water bills

Yorkshire Water have 2 schemes.
Check if you are eligible for Water Sure or Water Support at
www.yorkshirewater.com/bill-account/help-paying-your-bill/

For lots more ways to save on your household bills
and where you can get help if you are struggling to make ends meet

Go to

www.livewellyork.co.uk/talkmoney

It might seem difficult, but saving as little as £5 per week for a year, could build up over £250.

Save small amounts for those unexpected costs and to get ready for
- summer activities
- back to school and uniforms
- Christmas 2024

Spread the cost by setting something aside regularly.

Check out the best regular savings interest rates with your bank.

Money Saving Expert has advice on How to choose the right savings account

Open a Community First Community Bank savings account and you could get a £25 bonus.
Find out more about their Back to School and Christmas Savings Accounts at www.communityfirstcu.co.uk/savings

Don’t struggle alone. If you need help with benefits or money local organisations can help.
- See calendar below.
- Visit www.york.gov.uk/BenefitsAdvice or your local community venue
- www.york.gov.uk/CommunityDropIn to find out more about local advice services.

For more money advice, leaflets and information, please visit www.livewellyork.co.uk/talkmoney .

Pick up a Worrying about Money? leaflet at your library or community centre.

Drop-in to community information events

We have 3 special events

Event: Warm Welcome Energy Advice

📍 Location: The Gateway Centre, Front Street, York, YO24 3BZ

📅 Date: July 8, 2025🕐 Time: 10am -12noon

Join us for our welcoming and informative community energy advice event designed to support families and individuals with practical energy advice, resources, and free giveaways!

👶 Our free community event designed to support individuals and families—especially households with children under 5 or expectant parents.

Find out more - WarmWelcomeEnergyAdvice.eventbrite.co.uk

Event: Warm Homes, Healthy Futures - energy advice

📍 Venue: Marjorie Waite Court Community Cafe

📅 Date: July 8, 2025🕐 Time: 1:00 PM - 3.00PM

Come join us for a cosy and informative afternoon at the Marjorie Waite Court Community Cafe! - Free refreshments

Warm Homes, Healthy Futures is a free community energy advice event designed to support individuals and families—especially those living with health conditions or disabilities worsened by cold, damp, or poor-quality housing.

Find out more - WarmHomesHealthyFutures.eventbrite.co.uk

Yorkshire Water

Yorkshire Water’s Community Engagement Team will be at both events above to help & support customers to sign up for Water Support Schemes to help reduce their annual bills & Debt Schemes to help with water arrears, we can also sign you up to our free Priority Service Register.

Come along and make sure you are not paying more for your water than you need to.

Event: Using Our Better Off Calculator

📍 Location: Teams Online Webinar

📅 Date: July 16, 2025🕐 Time: 12.30 - 1.30 PM

Join us for our FREE community event designed to help people feel confident to use a Benefits Calculator to find out if you’re missing out, on some of the £23billion in unclaimed benefits in the UK. www.york.gov.uk/BenefitsCalculator

Find out how you can help people in your community who are missing out, or if you could be getting more financial support.

👶 Welcome to our simple to use Better Off Calculator. Through just a few simple steps you can see how much benefit you are eligible for and how much better off you might be. You can also see how changes in your household budget can affect your income.

💡 What to Expect:

A step-by-step online guide to using Policy In Practice independent, free and anonymous benefits calculator to check what you could be entitled to. This will

- estimate the benefits you could get,
- help you save on bills
- better manage your budget

Whether you're looking to make the most of your money, save on your bills or learn how to help others —this event is for you!

Don't miss out—come along, get the know-how and confidence.

See you there!

Book at https://YorkBetterOffCalculator.eventbrite.co.uk

Community drop-ins

There are regular drop-in information events across the City
For other events or dates - look at the What's On Directory

Day	Organisation	Venue	Time
Monday	St Sampson's Centre	Church St, York YO1 8BE	10.00m – 4.00pm
	Community Hub	The Red Tower, Foss Islands Road, YO31 7UL	10.30am - 12.00 noon
	St Edward's Community Cafe	Tadcaster Road, YO24 1QG	9.30am - 12 noon
	YTT The Living Room and Market	York Travellers Trust, 20 Falsgrave Crescent, Clifton, York, YO30 7AZ	10:30am - 2:30pm
	Tea and Coffee Club	The Lounge in James College (next to the student union) University of York YO10 5DD	11:00am - 12:30pm
	York Foodbank & Peasholme & Citizens Advice	The Gateway Centre, Front Street, Acomb YO24 3BZ	11:00am - 13:00pm
	Place of Welcome	Central Methodist Church, St Saviourgate, York, YO1 8NQ	1pm - 3pm.
Tuesday	Collective Sharehouse Micklegate ward residents CYC Benefits Adviser	Clements Hall, Nunthorpe Road, YO23 1BQ	9.15am – 11.00am
	Community First Community Bank – York’s Credit Union	Clements Hall, Nunthorpe Road, YO23 1BQ	9.15am – 11.00am
	York Foodbank & Peasholme Benefits Adviser	Vineyard Church, 3 Fawcett St, York YO10 4AH.	10:00am-12:00 noon
	CYC Benefits Adviser	Community Café, St Oswald's Church, Fulford, YO10 4HJ	10:00am-12:00 noon
	Armed Forces Drop-In	The Spurriergate Centre, Spurriergate (Coney Street) York YO1 9QR	10.30am-12.30pm
	YTT The Living Room and Market Citizens Advice	York Travellers Trust, 20 Falsgrave Crescent Clifton, York, YO30 7AZ	10:30am - 2:30pm
	CYC Benefits Adviser & Community First Community Bank – York’s Credit Union	Marjorie Waite Court, Evelyn Crescent, Clifton, YO30 6DX	1:00pm - 3.00pm
	Age UK	St Sampson’s Centre, Church St, York YO1 8BE	11.00am - 1.00pm
	Bellfarm Community Club	Bell Farm Social Hall Roche Ave, York YO31 9BB	11am – 2.00pm
	St Edward's Community Cafe	Tadcaster Rd York, Dringhouses, York YO24 1QG	10.30am -11.30am
Wednesday	Lidgett Community Cafe	Wheatlands Grove, Acomb, York YO26 5NH	9:30am - 11:30am
	Nelli Café	The Folk Hall, Hawthorn Terrace, New Earswick, York YO32 4AQ	10:00am - 12:00 noon Monthly
	YTT The Living Room and Market	York Travellers Trust, 20 Falsgrave Crescent, Clifton, York, YO30 7AZ	10:30am - 2:30pm
	Tang Hall Food Hub	Tang Hall Community Centre Fifth Ave, Tang Hall, York YO31 0UG	11.00am -12.30
	Community Hub	Haxby Foodshare Project, Haxby Memorial Hall YO32 3HT	10:00am - 1:30pm
	Acomb ward - Citizens Advice	The Church of the Holy Redeemer, 108 Boroughbridge Road, Acomb, York YO26 6AB	1.00pm-2:45pm
	York Foodbank & Peasholme Benefits Adviser	Living World Church, 189 Huntington Road YO31 9BP	1.00pm - 3.00pm
	Take 5 - Wellness on Wednesdays	Holy Redeemer Church Hall 108 Boroughbridge Rd, Acomb, York YO26 6AB	1.00pm - 3.00pm
	Westfield Wednesdays for the Over 60s	Acomb Methodist Church Front St, Acomb, York YO24 3BX	1:30pm - 3:00pm
	Community Connect	St Clements Church, 15A Scarcroft Road, Clementhorpe York YO23 1NE	4.00pm – 6pm
	Chat Café Drop-in York St John Communities Centre	York St John University Campus - De Grey Café, Entrance via De Grey Terrace, off Clarence Street, YO31 7EX	6.30pm - 8.00pm
	Collective Sharehouse Micklegate ward residents	Clements Hall, Nunthorpe Road, YO23 1BQ	5.00pm – 6.00pm
	Community Hub CYC & Peasholme Benefits Adviser	Sanderson House, Bramham Road, Chapelfields YO26 5AR	10.00am – 12 noon
	Quench Cafe	Methodist Church, Sim Balk Lane, Bishopthorpe, YO23 2QH	9am - 12 noon
	Planet Food - Pay-as-you-feel cafe & food store CYC Benefits Adviser	Southlands Community Centre, Bishopthorpe Road YO23 1NX	10:30am - 2:00pm
	St Wulstan Digital Cafe CYC Benefits Adviser	St Wulstan Church, 48 Fossway, Heworth, York YO318SL	2:00pm - 4:00pm
	York Foodbank & Peasholme & Citizens Advice	St Joseph's Church Hall, Sutton Way, Kingsway North, York YO30 6JX	2:00pm - 4:00pm
Friday	Collective Sharehouse Micklegate ward residents	Clements Hall, Nunthorpe Road, YO23 1BQ	9.15am – 11.00am
	Tang Hall Big Local Breakfast Club & Advice Hub	Tang Hall Community Centre Fifth Ave, Tang Hall, York YO31 0UG	09:30am –10:30am
	Citizens Advice York quick-queries drop-in	CYC Community Housing Office 217 Lindsey Avenue, Holgate, YO26 4RL	11am-1.00pm
	Joyful Connections, St Luke’s	St Luke's Church Hall, Shipton Street (behind the church), York YO30 6DG	10:30am - 11:30am
	York Foodbank & Peasholme & Citizens Advice	Cornerstone, 119 Millfield Lane, Tang Hall YO10 3AP	10.30am - 1.30pm
	Door 84 Pay As You Feel Cafe	Lowther St, York YO31 7LX	11:00am - 1:00pm
	CYC Benefits Adviser	Community Furniture Store, Unit 29, The Raylor Centre, James Street, YO10 3DW	11.30am – 1.00pm
	Community Hub & Joseph Rowntree Housing Trust & Citizens Advice York	Foxwood Community Centre, Cranfield Place YO24 3HY	11.45am - 1.30pm

Watch our three information sessions recorded during York Talk Money our last campaign.

Jenny from MoneyHelper gives information on a range of topics from budgeting and saving to dealing with debt and talking to children about money. It will include demonstrations of tools and calculators available to help you manage your money and information about where you can go to get further support and guidance on all thing’s money.

Making the most of your money - Money Helper

It's more important than ever that everyone who is entitled to Pension Credit makes their claim. There are over 1500 people in York who are not claiming who could be eligible.

If you're over State Pension age and finding it tricky to make ends meet, you might be able to claim Pension Credit to top up your income.

York Welfare Benefits Unit will explain
- What is Pension Credit?
- How much Pension Credit could you get?
- Who is eligible to claim Pension Credit?
- How to claim Pension Credit
- What other help comes along with claiming Pension Credit, including Winter Fuel Payment

Find out about Pension Credit and how to claim - York Welfare Benefits Unit

York Energy Advice will help you make the right choices to save energy and money.
…And help the planet too!

Save energy & money - York Energy Advice