Gov.uk - The Mental Health Crisis Debt Respite Scheme

The Mental Health Crisis Debt Respite Scheme is a government assistance scheme for people currently receiving mental health crisis treatment (either through community mental health care or hospital admission).

Also known as a ‘mental health breathing space’, the scheme provides a period of respite from your debts. This means that your creditors cannot contact you during that time or take action against you to recover their debt. It can last longer than a standard breathing space, but requires action by mental health professionals in order to apply. For more details, please see the relevant section of the Mental Health & Money Advice website.